Working through a leading, independently-owned General Agency serving a network of elite Financial Services Groups and Advisors across Canada.
Life Insurance Partners
Our network of Life Insurance partners puts us in a position to manufacture and distribute products that allow our advisors to:
Leverage existing client relationships by expanding the scope of products and service offerings
Create new program revenue and compensation streams
Attract new clients through a broader range of services
Technology Infrastructure & Expertise
Integrated Benefits Processing Platform
Our partner operates as an IT – Software, Solutions and Services business, specializing in data management and business processing solutions and services. This supports high-growth, high-margin specialty practices in the Benefits industry.
Total Business Solutions
Modern Technology, IT Services, Managed Portals & Marketing Materials
Our technology platform will support both traditional and flex plan designs. It will support fully insured and ASO plans and Healthcare spending accounts. The platform will be fully integrated with all other platforms offered by SEB.
At the same time, members will also have access to IT services, application development, system integration and other consulting services to enable and develop their client specific solutions and offerings. Through our partners we can host and manage websites and IT services for advisors.
Finally, members will have access to marketing materials to outline product features-advantages-benefits, functionalities and service offerings.
Everything is delivered to our advisers as a turn-key solution.
And of course there is more to explore.
Other noteworthy features are:
Menu of Services
You can offer plans based on many modular and voluntary add-ons to structure features exactly to your clients’ liking and / or budget.
Adjudication & Administration
- Adjudication : Unique object oriented Rules Platform allows for totally automated adjudication regardless of benefit type, all in “one” environment. Rules creation is an administration, not a programming exercise. Supports the most flexible & detailed plan designs in the industry.
- Administration : Fully integrated, highly flexible, modular solution with on boarding, billing, payments, eligibility, commission calculation, configuration, security, authentication, card printing, booklet generation, multiple portals
for different user types, formulary management, DIN pricing, drug classification, create & add multiple non traditional benefit types & detailed real time reporting.
Health & Productivity
Meschino Wellness : Client focused, fully automated analytical/delivery platform, providing fact based, actionable health & wellness data for employees, plan members, employers, plan sponsors & insurers, which educates & provides an automated framework to implement & sustain health improvement strategies.
Mental Health Strategies:
•Anti Stigma Campaigns
•Mental Health Training for Managers and employees
•Early Identification/Risk Assessments
•Early Access to care and treatment
Disability Management Services : Supported by SEB BHR and Oncidium , the services provide best practices that integrate & automate the administration & decision making around disability claims, and return to work initiatives.
Specialty Consulting
Fraud and Analytics : Algorithms that analyze historical data & provide big data analytics, allow the creation of fraud identification rules, which are incorporated, real time, into adjudication environments. Critical information for creating predictive models that establish premiums & reserves, & which help making decisions on health claims issues.
Actuarial Services: The services of a group and health actuary can be utilized for renewals, OPEB valuations, financial reporting and pooling arrangements
Flex and Traditional Plan Redesign and Industry Comparison Studies: Ability to tailor plans to meet client needs. Offered in addition to the SAFG plan designs for the advisor network.
Specialty drug reviews and Pharmacogentics: Speciality drug audits and pharmacogenetics for medication prescribing to improve efficacy of drug interaction to improve clinical treatment and outcomes
Disability Claims Audits: Due diligence of disability case management and return to work initiatives.
500+ Advisors
And adding every month
1.000.000+ Users
who trust our products
20+ Carriers
Access to many carriers and full suite of products.
Get in touch
Give us a call or drop by anytime, we endeavour to answer all enquiries within 24 hours on business days. We will be happy to answer your questions.